Ms Miles is a one-person operation. I research, write, fact-check, and update every page on this site myself. This page explains exactly how that work gets done, so you know what to expect from anything published here.
This is a companion to two other pages worth reading: my Affiliate & Advertising Disclosure covers how I make money and why it doesn’t influence recommendations, and How I Score Every Credit Card covers the exact formula behind every card rating. This page covers everything else: sourcing, corrections, and how often things get checked.
Where the numbers come from
Every welcome bonus, annual fee, earn rate, and points value on this site is checked against a primary source before publication — the issuing bank’s own rates-and-fees page or cardholder agreement, or the loyalty program’s own published terms (Aeroplan, Marriott Bonvoy, Avios, and so on). I don’t take numbers from other blogs, forums, or aggregator sites without verifying them directly with the issuer or program first.
Where I cite a third-party estimate — like a points valuation from The Points Guy, or a flight price from Google Flights — I say so explicitly and link or name the source, rather than presenting someone else’s estimate as my own hard number.
Who writes and edits this site
There’s no editorial team behind Ms Miles — there’s just me. I write every review, run every number, and I’m also the one who catches my own mistakes when a reader points one out. You can read more about my background on the About page. I think that’s worth being upfront about: a solo site can move faster than a big publisher when a bonus changes, but it also means there’s no second set of eyes before something goes live. That’s exactly why the correction process below exists.
How often reviews get rechecked
Canadian credit card terms move fast — welcome bonuses expire, annual fees change, and issuers quietly adjust earn rates. My goal is to recheck every published card review and comparison page at least once per quarter against the issuer’s current published terms, and immediately whenever I hear from a reader that something looks off. The Welcome Bonus History Tracker is the clearest example of this in practice — it’s a running log of exactly when each bonus changed.
A page’s real update history is always visible in its “Last Updated” date. That date only changes when the substance of the page changes — a number, a recommendation, a fact — not for minor typo fixes or formatting.
Corrections
If something on this site is wrong — a fee, a bonus amount, a benefit that’s changed — I want to know. Message me on Instagram or reach out through the Contact page with a link to the page and what looks off. I check every report against the issuer’s current terms and correct genuine errors as soon as I confirm them, updating the page’s “Last Updated” date when I do.
What this site is — and isn’t
Ms Miles is a personal finance and travel blog written for Canadian families, focused on credit card points and loyalty programs. It is not a comparison of every card on the market — I choose what to cover based on what’s actually relevant to a Ms Miles reader. It’s also not personalized financial advice: nothing here should replace speaking with a qualified financial professional about your own situation, as noted in the disclosure page.