Affiliate & Advertising Disclosure

The short version: Ms Miles may earn a commission if you apply for a credit card or product through a link on this site. This never changes what I recommend — I only feature products I genuinely believe in. Thank you for supporting the blog!

Hey, let’s be upfront about something

I’ve always believed the best travel hacking advice is honest advice. So before you read another word on this site, I want to be completely transparent about how Ms Miles works and how I keep the lights on while helping you earn free flights for your family.

Affiliate links — what they are and how they work

Some of the links on this site are affiliate links. That means if you click on a link and sign up for a credit card, loyalty program, or other product, Ms Miles may receive a commission or referral payment from that company.

Here’s what that means for you:

• You pay nothing extra. Your rate, terms, and welcome bonus are exactly the same whether you apply through Ms Miles or go directly to the bank’s website.
• Your approval, credit limit, and card benefits are not affected in any way by whether you use my link.
• The commission I may earn helps cover the costs of running this site — the research, the writing, and the tools that help me find the best deals for Canadian families.

I want to be crystal clear: my recommendations are based on the value a product offers to Canadian moms and families. I do not feature products simply because they pay a higher commission. If a card doesn’t make sense for a typical Ms Miles reader, I won’t recommend it — full stop.

My editorial promise to you

When you see a credit card review or recommendation on Ms Miles, here’s what I commit to:

• I research every card independently, based on earn rates, annual fees, welcome bonuses, and real-world value for Canadian families.
• I am not paid to write positive reviews. My opinions — including the “Cons” sections — are always my own.
• If I have a material relationship with a product I mention (for example, if I’m an authorized user of the card myself), I’ll say so.
• Cards listed in the Ms Miles Canadian Travel Card Finder are curated based on value to readers, not commission rates.

Not financial advice

The content on Ms Miles is for informational and educational purposes only. I am not a licensed financial advisor, and nothing on this site should be taken as professional financial advice.

Credit cards and loyalty programs involve real financial products. Before applying for any card, please consider your personal financial situation, your ability to pay your balance in full each month, and your individual credit profile. If you have questions about your finances, please speak with a qualified financial professional.

Points valuations, welcome bonuses, earn rates, and program terms change frequently. Always verify current details directly with the issuing bank or loyalty program before making a financial decision.

Accuracy & updates

I do my best to keep all information on this site up to date, but the Canadian credit card market moves fast. Offers, bonuses, and card terms can change without notice. If you spot something that looks out of date, please reach out — I genuinely appreciate the heads-up!

Questions? Let’s chat.

If you have any questions about this disclosure, how I test and review products, or anything else about how Ms Miles operates, I’d love to hear from you. You can reach me via the Contact page or on Instagram at @msmiles_canada.

Thank you for reading, for trusting Ms Miles, and for letting me help your family travel the world for less.